It provides medical care or replacement cost up to the policy limits if a non-owned horse in your care is injured, becomes ill, or dies and you are found negligent. Defense costs are also covered. Trailering is automatically included in this coverage usually with a limited mile radius from your facility. This coverage is excluded from general liability and farm package policies.

Coverage highlights

* Defense and court costs for litigation, and payment for judgments up to the
  aggregate policy amount ( per animal limit applies)
* No deductible applies
* Choose from various limits to meet your needs
* Can be added by endorsement to a farm policy, an equine liability policy or
  purchased as a separate policy.