Farm package insurance policies provide property coverage for your home, household contents, barns, sheds, farm machinery and equipment, tack and your personal liability, and liability coverage for your business, including your horse lesson business, on and off premises, boarding, breeding, incidental horse racing, training operations, horse shows. These policies provide limited coverage for your horses, cattle, goats, pigs, and other farm animals; this is limited coverage, provided on a "named peril" basis. A better way to protect your more expensive horses is with a Full Mortality policy, as explained elsewhere.

Coverage highlights

• Up to $1.0 million liability limit available
• Personal liability available for owner occupied dwellings
• Coverage for farm-related buildings such as barns, stables, hay sheds and arenas
• Farm Personal Property coverage for farm machinery, tack, equipment, hay, and seed
• Replacement cost coverage is available on buildings and household contents.
• Disruption of Farming (loss of income due to a covered cause of loss to a stable or barn)
• Livestock Coverage (limited mortality - named perils up to specified per head)
• Coverage for jewelry, fine arts, guns, etc.
• Animal collision
• Choose from Basic, Broad, or Special coverage options for all property
• Various property deductibles are available
• Commercial Auto Coverage available
• Commercial Umbrella Liability ( with limits up to $5 million and higher) is available

Please contact our office to discuss you farm package needs and to obtain a quote